Section 8 Fair Market Rent (FMR) for ZIP 97525 - 2027

Location: Medford, OR | Metro: Medford, OR MSA

Investment Score for ZIP 97525

Monthly Rent (2BR)

$1,410

Median Price (2BR)

$372,551

1% Rule

0.38%

Annual Yield

4.54%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size	Monthly FMR
Studio	$990
1 Bedroom	$1,140
2 Bedrooms	$1,410
3 Bedrooms	$1,950
4 Bedrooms	$2,330
5 Bedrooms	$2,703
6 Bedrooms	$3,027
7 Bedrooms	$3,269
8 Bedrooms	$3,432

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms	Monthly FMR	Median Price	1% Rule	Grade
2BR	$1,410	$372,551	0.38%	F
3BR	$1,950	$497,653	0.39%	F
4BR	$2,330	$622,870	0.37%	F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population

5,129

Median Household Income

$72,025

Housing Units

2,486

Renter Percentage

21.8%

Occupancy Rate

91.3%

Renter Occupied

494

Gold Hill, Oregon, located in ZIP code 97525, is a small town that offers a unique blend of rural charm and suburban convenience, making it an attractive market for both tenants and investors. The area's rental market is influenced by various factors including the Fair Market Rent (FMR) set by HUD and the average market rent as reported by the U.S. Census Bureau.

The Fair Market Rent (FMR) for a two-bedroom apartment in Gold Hill, Oregon for fiscal year 2024 is set at $1410, providing a benchmark for landlords to price their rentals competitively.
The Census Bureau's American Community Survey (ACS) indicates that the average market rent for a two-bedroom unit is $1,209, suggesting that there is room for slight price adjustments without deterring potential renters.
The median home value in Gold Hill is $450,007, reflecting a stable housing market where property values are likely to appreciate gradually over time.
Renters make up 21.8% of the local population, indicating a moderate demand for rental properties. This percentage suggests that while homeownership is prevalent, there remains a significant segment of the population seeking rental options.
The median household income in the area is $72,025, which supports the ability of residents to afford higher rents and potentially drives competition for available rental units.
The Days on Market (DOM) for rental listings is not applicable (N/A), possibly due to limited data or a high turnover rate in the rental market, implying that properties may be rented quickly once listed.

For investors, Gold Hill presents a balanced opportunity. With a competitive yet achievable FMR of $1410 and a slightly lower market rent of $1,209, there is potential for modest pricing increases. The median home value of $450,007 signals a steady appreciation trend, which can benefit long-term investments. The 21.8% renter share, combined with the median income of $72,025, ensures a reliable tenant base capable of paying market rates. While the lack of specific DOM data could indicate swift leasing, it also underscores the importance of maintaining quality properties to attract and retain tenants. Overall, Gold Hill offers a promising environment for real estate investment, particularly in rental properties, with conditions favorable for both short-term gains and long-term stability.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.