Section 8 Fair Market Rent (FMR) for ZIP 98178 - 2027

Location: Seattle-Bellevue, WA | Metro: Seattle-Bellevue, WA HUD Metro FMR Area

Investment Score for ZIP 98178

F
Monthly Rent (2BR)
$2,420
Median Price (2BR)
$503,635
1% Rule
0.48%
Annual Yield
5.77%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$1,990
1 Bedroom$2,070
2 Bedrooms$2,420
3 Bedrooms$3,160
4 Bedrooms$3,750
5 Bedrooms$4,350
6 Bedrooms$4,872
7 Bedrooms$5,262
8 Bedrooms$5,525

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
1BR $2,070 $401,495 0.52% F
2BR $2,420 $503,635 0.48% F
3BR $3,160 $632,636 0.5% F
4BR $3,750 $726,185 0.52% F
5BR $4,350 $811,669 0.54% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
26,748
Median Household Income
$99,505
Housing Units
9,988
Renter Percentage
33.3%
Occupancy Rate
93.6%
Renter Occupied
3,113

Bryn Mawr-Skyway, WA, located in ZIP code 98178, is a neighborhood characterized by a diverse mix of residents. With a total population of 26,748, it has a significant rental market, where 33.3% of the residents are renters. The median household income in this area is strong at $99,505, indicating a generally affluent community. This affluence is further reflected in the median home value, which stands at a robust $670,391.

The economic landscape of Bryn Mawr-Skyway presents a compelling opportunity for investors interested in Section 8 housing. The Fair Market Rent (FMR) for ZIP code 98178 for fiscal year 2024 is set at $2,460, significantly higher than the market rent, known as ZORI (Zillow Observed Rental Index), which is $1,948. This discrepancy suggests a potential for landlords to receive higher rents through the Section 8 program compared to the typical market rates.

Given these figures, Bryn Mawr-Skyway is well-suited for both hands-off voucher operators and hands-on value-add buyers. For hands-off operators, the guaranteed rental income from the Section 8 program, at the higher FMR rate, can provide a steady stream of cash flow without the need for active property management. On the other hand, for those looking to actively manage and improve their properties, the neighborhood's high median income and home values indicate a strong potential for appreciation and additional revenue streams beyond just rental income.

In conclusion, Bryn Mawr-Skyway offers a solid foundation for Section 8 investments, with a substantial rental market and favorable economic indicators. The disparity between FMR and ZORI provides a clear advantage for landlords, making this area an attractive option for both passive and active real estate investors.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.