HUD publishes Fair Market Rent for 347 ZIP codes across 13 HUD FMR areas in MD. Two-bedroom FMR ranges from $1,010 to $3,010.
| Bedrooms | Average FY2027 FMR |
|---|---|
| Studio | $1,377 |
| 1 bedroom | $1,483 |
| 2 bedroom | $1,803 |
| 3 bedroom | $2,311 |
| 4 bedroom | $2,616 |
Across the 347 MD ZIP codes present in both years, the average two-bedroom Fair Market Rent increased from $1,756 to $1,803, a change of +$47 (+2.7%). Payment standards follow FMR, so an increase generally raises the ceiling a voucher can cover in MD.
MD is divided into 13 HUD FMR areas. Each sets its own rent standard, so the ceiling a voucher can cover changes depending on which area a unit sits in.
| FMR Area | ZIP Codes | Avg 2BR | 2BR Range |
|---|---|---|---|
| Baltimore-Columbia-Towson | 172 | $2,169 | $1,680 - $3,010 |
| Calvert County | 15 | $1,942 | $1,480 - $2,840 |
| St. Mary's County | 26 | $1,785 | $1,650 - $2,240 |
| Caroline County | 8 | $1,599 | $1,190 - $2,080 |
| Talbot County | 16 | $1,523 | $1,270 - $1,990 |
| Kent County | 10 | $1,466 | $1,130 - $2,200 |
| Salisbury | 15 | $1,431 | $1,250 - $1,670 |
| Hagerstown | 15 | $1,355 | $1,140 - $2,040 |
| Dorchester County | 19 | $1,325 | $1,150 - $1,740 |
| Worcester County | 13 | $1,306 | $1,080 - $1,590 |
| Somerset County | 9 | $1,208 | $1,060 - $1,560 |
| Garrett County | 12 | $1,044 | $1,010 - $1,160 |
| Allegany County | 17 | $1,043 | $1,010 - $1,280 |
| ZIP | FMR Area | 2BR FMR |
|---|---|---|
| 21402 | Baltimore-Columbia-Towson | $3,010 |
| 21054 | Baltimore-Columbia-Towson | $3,010 |
| 21035 | Baltimore-Columbia-Towson | $3,010 |
| 21010 | Baltimore-Columbia-Towson | $3,010 |
| 21032 | Baltimore-Columbia-Towson | $3,010 |
| 21047 | Baltimore-Columbia-Towson | $2,950 |
| 21076 | Baltimore-Columbia-Towson | $2,930 |
| 21077 | Baltimore-Columbia-Towson | $2,930 |
| 20764 | Baltimore-Columbia-Towson | $2,870 |
| 20724 | Baltimore-Columbia-Towson | $2,840 |
| 20688 | Calvert County | $2,840 |
| 21140 | Baltimore-Columbia-Towson | $2,830 |
| 20755 | Baltimore-Columbia-Towson | $2,780 |
| 21405 | Baltimore-Columbia-Towson | $2,770 |
| 21037 | Baltimore-Columbia-Towson | $2,750 |
| 21113 | Baltimore-Columbia-Towson | $2,740 |
| 21409 | Baltimore-Columbia-Towson | $2,730 |
| 21044 | Baltimore-Columbia-Towson | $2,730 |
| 20701 | Baltimore-Columbia-Towson | $2,710 |
| 21401 | Baltimore-Columbia-Towson | $2,690 |
| 21012 | Baltimore-Columbia-Towson | $2,680 |
| 21029 | Baltimore-Columbia-Towson | $2,660 |
| 21114 | Baltimore-Columbia-Towson | $2,650 |
| 21046 | Baltimore-Columbia-Towson | $2,640 |
| 21042 | Baltimore-Columbia-Towson | $2,640 |
| ZIP | FMR Area | 2BR FMR |
|---|---|---|
| 21536 | Garrett County | $1,010 |
| 21766 | Allegany County | $1,010 |
| 21545 | Allegany County | $1,010 |
| 21502 | Allegany County | $1,010 |
| 21524 | Allegany County | $1,010 |
| 21539 | Garrett County | $1,010 |
| 21541 | Garrett County | $1,010 |
| 21523 | Garrett County | $1,010 |
| 21562 | Garrett County | $1,010 |
| 21543 | Allegany County | $1,010 |
| 21538 | Garrett County | $1,010 |
| 21542 | Allegany County | $1,010 |
| 21540 | Allegany County | $1,010 |
| 21557 | Allegany County | $1,010 |
| 21531 | Garrett County | $1,010 |
| 21505 | Allegany County | $1,020 |
| 21560 | Allegany County | $1,020 |
| 21501 | Allegany County | $1,020 |
| 21528 | Allegany County | $1,020 |
| 21529 | Allegany County | $1,020 |
| 21503 | Allegany County | $1,020 |
| 21561 | Garrett County | $1,030 |
| 21550 | Garrett County | $1,050 |
| 21817 | Somerset County | $1,060 |
| 21829 | Worcester County | $1,080 |
Fair Market Rent is not what a family pays and not what the voucher pays. The housing authority sets a payment standard from it, normally 90% to 110% of FMR. How voucher amounts are calculated.
Source: US Department of Housing and Urban Development, FY2027 Fair Market Rents.
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