Location: Berkshire County, MA | Metro: Berkshire County, MA (part) HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,650 |
| 1 Bedroom | $1,670 |
| 2 Bedrooms | $2,190 |
| 3 Bedrooms | $2,990 |
| 4 Bedrooms | $3,660 |
| 5 Bedrooms | $4,246 |
| 6 Bedrooms | $4,756 |
| 7 Bedrooms | $5,136 |
| 8 Bedrooms | $5,393 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,190 | $339,771 | 0.64% | D |
| 3BR | $2,990 | $462,745 | 0.65% | D |
| 4BR | $3,660 | $671,894 | 0.54% | F |
| 5BR | $4,246 | $882,666 | 0.48% | F |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors in ZIP code 01267, Williamstown, MA, reveals a favorable environment for those seeking stable rental income. The HUD Fair Market Rent (FMR) for the area is set at $1640 per month for the fiscal year 2024. In comparison, the Census American Community Survey (ACS) reports the market rent at $1,582 per month. This indicates that voucher tenants will generally cashflow at the HUD FMR, providing landlords with a reliable source of income above the average market rate.
The median home value in Williamstown is $480,882. To derive the rent-to-price ratio, we can use the HUD FMR as an indicator of potential rental income. Assuming a monthly rent of $1640, the annual rent would be approximately $19,680. This translates to a rent-to-price ratio of about 4.1%, which is relatively low compared to national averages. A lower rent-to-price ratio suggests that the housing market is more focused on homeownership rather than rental yields, but it also implies that rental properties can offer significant stability and predictable returns.
The dynamics of rent versus buy in this market are further supported by the fact that the median Days on Market (DOM) is not applicable (N/A), indicating a robust sales market with quick turnovers. Additionally, the share of homes needing a price cut is only 0.1%, suggesting strong seller's market conditions where property values are likely to remain steady or appreciate slightly over time.
In summary, the strongest investor angle in Williamstown, MA, is stability. With voucher tenants paying above-market rents and a low rent-to-price ratio, investors can expect consistent cash flow and a secure investment with little risk of depreciation or vacancy. The combination of these factors makes Williamstown an attractive location for small-portfolio investors looking for long-term, stable rental income.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.