Location: Brockton, MA | Metro: Brockton, MA HUD Metro FMR Area
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,700 |
| 1 Bedroom | $1,870 |
| 2 Bedrooms | $2,440 |
| 3 Bedrooms | $3,050 |
| 4 Bedrooms | $3,210 |
| 5 Bedrooms | $3,724 |
| 6 Bedrooms | $4,171 |
| 7 Bedrooms | $4,505 |
| 8 Bedrooms | $4,730 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $2,440 | $469,481 | 0.52% | F |
| 3BR | $3,050 | $560,084 | 0.54% | F |
| 4BR | $3,210 | $638,137 | 0.5% | F |
| 5BR | $3,724 | $677,367 | 0.55% | F |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors targeting ZIP code 02382, located in Whitman, MA, within the Plymouth County and part of the Brockton, MA HUD Metro FMR Area, reveals key insights into rental and housing dynamics. The HUD Fair Market Rent (FMR) for ZIP 02382 in fiscal year 2024 is set at $1,990, whereas the market rent, as indicated by ZORI (Zillow Observed Rent Index), stands at $2,442. This indicates that voucher tenants will cashflow marginally, with landlords receiving slightly less than the market rate.
To further analyze the investment potential, consider the median home value in the area, which is $546,612. By comparing the HUD FMR to the median home value, we can derive a rent-to-price ratio of approximately 0.36%. This ratio suggests that the rental income generated from a property priced at the median value would be relatively low compared to the purchase price, indicating a scenario where long-term stability and appreciation might be more attractive than immediate high cash flow.
The dynamics between renting and buying in ZIP 02382 show that the median Days on Market (DOM) is N/A, and the share of properties that have experienced a price cut is 0.2%. These figures imply that the real estate market in this area is stable, with minimal price adjustments and a consistent demand for housing. While these metrics do not directly influence the decision between renting and buying, they provide context on the overall health of the local real estate market.
In conclusion, for Section 8 investors looking to enter the ZIP 02382 market, the strongest angle is likely to be stability and appreciation, given the marginal cash flow from voucher tenants and the robust median home value. The low share of price cuts and stable DOM figures support a favorable outlook for long-term investments.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.