Location: York-Hanover, PA | Metro: York-Hanover, PA MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $980 |
| 1 Bedroom | $1,080 |
| 2 Bedrooms | $1,370 |
| 3 Bedrooms | $1,810 |
| 4 Bedrooms | $1,910 |
| 5 Bedrooms | $2,216 |
| 6 Bedrooms | $2,482 |
| 7 Bedrooms | $2,681 |
| 8 Bedrooms | $2,815 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,370 | $218,558 | 0.63% | D |
| 3BR | $1,810 | $295,619 | 0.61% | D |
| 4BR | $1,910 | $423,238 | 0.45% | F |
U.S. Census Bureau data (2024)
The real estate market in ZIP code 17366, Windsor, PA, presents a balanced scenario for landlords and small-portfolio investors, with implications for both property values and rental yields. The median home value stands at $306,214, indicating a stable residential market where properties are neither overvalued nor undervalued relative to their intrinsic worth. This figure serves as a baseline for assessing the potential for appreciation and rental income.
The absence of data regarding the percentage of listings that have been reduced and the median days on market (DOM) suggests a relatively smooth transaction process without significant fluctuations. In the absence of these metrics, it's reasonable to infer that the market in Windsor, PA, is experiencing steady demand, which supports the maintenance of current property values.
On the rental side, the Fair Market Rent (FMR) for ZIP code 17366 is set at $1,260 for fiscal year 2024, compared to the current market rate of $1,205 based on Census ACS data. This indicates a slight upward pressure on rents, favoring landlords who can leverage this trend to increase their rental income. However, the gap between FMR and the actual market rate is modest, suggesting that while there is room for growth, it will be gradual and not explosive.
For long-term investors, the setup implies a conservative appreciation thesis. The stable median home value and the moderate increase in rental rates suggest that property values in Windsor, PA, are likely to grow in line with inflationary pressures and local economic conditions. Investors should expect an annual appreciation rate that mirrors the broader regional trends rather than outperforming them significantly.
In summary, the current real estate landscape in Windsor, PA, offers a predictable environment for investment. Landlords and investors can anticipate maintaining their pricing power over the next 12-24 months, with modest growth opportunities in both property values and rental incomes. This stability provides a solid foundation for those looking to hold onto their investments for the long term, ensuring consistent returns without the volatility often seen in other markets.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.