Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,360 |
| 1 Bedroom | $1,480 |
| 2 Bedrooms | $1,770 |
| 3 Bedrooms | $2,120 |
| 4 Bedrooms | $2,330 |
| 5 Bedrooms | $2,703 |
| 6 Bedrooms | $3,027 |
| 7 Bedrooms | $3,269 |
| 8 Bedrooms | $3,432 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,770 | $460,363 | 0.38% | F |
| 3BR | $2,120 | $563,595 | 0.38% | F |
| 4BR | $2,330 | $787,042 | 0.3% | F |
U.S. Census Bureau data (2024)
ZIP 18930, located in Kintnersville, PA, within the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA metro area, serves best as a cash-flow anchor in a Section 8 portfolio strategy. The Federal Market Rent (FMR) for the fiscal year 2024 is set at $2030. This figure stands firm against the lack of available market rent data, making it a reliable benchmark for rental income expectations.
The median home value in ZIP 18930 is notably high at $587,402. Given the absence of specific market rent data, the spread between the FMR and potential market rents suggests that properties in this ZIP code will generate steady, predictable cash flows. Landlords can rely on the Section 8 program's rent structure to ensure a consistent income stream without the uncertainty of fluctuating market rents.
While the appreciation play aspect cannot be fully assessed due to the lack of percentage increase data and days on market (DOM), the high median income of $127,072 indicates a strong economic base that supports stable property values. This stability further reinforces the cash-flow anchor role, as it reduces the risk of significant drops in property value that could affect the overall financial health of a Section 8 portfolio.
The diversifier role is less compelling given the limited data points. With only an 8.8% renter share, most of the housing stock in ZIP 18930 is owner-occupied, which means fewer opportunities for rental properties in general. However, the presence of Section 8 vouchers ensures a steady demand for rental units, making this ZIP code a solid choice for landlords seeking reliable tenants.
In summary, ZIP 18930 excels as a cash-flow anchor within a Section 8 portfolio strategy. Its high median home value and stable economic conditions provide a secure foundation for generating consistent rental income. Landlords and small-portfolio investors should focus on leveraging the guaranteed FMR of $2030 to create a robust and predictable revenue stream, while also benefiting from the strong local economy.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.