Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,520 |
| 1 Bedroom | $1,650 |
| 2 Bedrooms | $1,970 |
| 3 Bedrooms | $2,350 |
| 4 Bedrooms | $2,590 |
| 5 Bedrooms | $3,004 |
| 6 Bedrooms | $3,364 |
| 7 Bedrooms | $3,633 |
| 8 Bedrooms | $3,815 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,970 | $370,135 | 0.53% | F |
| 3BR | $2,350 | $560,986 | 0.42% | F |
| 4BR | $2,590 | $714,108 | 0.36% | F |
| 5BR | $3,004 | $873,121 | 0.34% | F |
U.S. Census Bureau data (2024)
The classification of ZIP code 19006, Huntingdon Valley, PA, on the axes of yield and stability reveals a market that leans towards steady cash flow rather than high yield or low stability.
Yield Analysis: The Fair Market Rent (FMR) for 2024 in ZIP 19006 is set at $1,910, slightly above the market rent of $1,901. This indicates a modest premium for Section 8 tenants compared to the private rental market. However, the median home value of $625,401 is significantly higher, suggesting that property values in this area are robust and likely to attract more substantial investments. The yield is therefore moderate, as the FMR does not provide an exceptionally high return relative to the property values.
Stability Analysis: With 24.9% of residents being renters, the housing market in Huntingdon Valley is relatively stable, as a majority of the population owns their homes. A 25-day Days on Market (DOM) indicates that properties are generally sold quickly once they are listed, which is a positive sign for stability and liquidity. Additionally, the average household income of $128,295 suggests financial security among the residents, further supporting the stability of the area.
Conclusion: ZIP 19006 is best characterized as a steady-cashflow zone. The yield is not exceptionally high due to the close alignment of FMR and market rent, but it is sufficient given the high median home value. Stability is evident through the strong homeownership rate, quick sales times, and high average income levels. These factors make it a reliable investment choice for landlords and small- portfolio investors seeking consistent returns without the risks associated with highly volatile markets.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.