Location: Philadelphia-Camden-Wilmington, PA | Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,400 |
| 1 Bedroom | $1,520 |
| 2 Bedrooms | $1,810 |
| 3 Bedrooms | $2,160 |
| 4 Bedrooms | $2,380 |
| 5 Bedrooms | $2,761 |
| 6 Bedrooms | $3,092 |
| 7 Bedrooms | $3,339 |
| 8 Bedrooms | $3,506 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-07-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,810 | $413,992 | 0.44% | F |
| 3BR | $2,160 | $450,728 | 0.48% | F |
| 4BR | $2,380 | $602,371 | 0.4% | F |
| 5BR | $2,761 | $665,742 | 0.41% | F |
U.S. Census Bureau data (2024)
The classification of ZIP 19440 (Hatfield, PA) on the yield and stability axes reveals a nuanced investment opportunity. On the yield axis, the Fair Market Rent (FMR) for the fiscal year 2024 is set at $1,670, which is notably lower than the market rent of $1,750. This suggests that while there is a slight premium in the market, it's not significantly high. The median home value of $486,693 indicates that properties in this area are relatively expensive compared to the rental income they can generate.
Moving to the stability axis, Hatfield has a substantial portion of its population renting, with 36.1% of residents being tenants. This percentage is above average, providing a consistent demand for rental properties. However, the lack of data on days on market (DOM) means we cannot assess how quickly properties are typically leased or sold. Lastly, the median household income stands at $99,408, which supports the ability of residents to pay stable rents.
Based on these figures, ZIP 19440 leans towards a steady-cashflow zone. The relatively high rent-to-home-value ratio and the significant percentage of renters suggest that the market will provide reliable rental income. While the yield isn't exceptionally high due to the moderate difference between FMR and market rent, the stability derived from the strong tenant base and median income levels makes it a safe bet for landlords and small-portfolio investors looking for predictable returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-07-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.