Section 8 Fair Market Rent (FMR) for ZIP 40162 - 2027

Location: Elizabethtown, KY | Metro: Elizabethtown, KY HUD Metro FMR Area

Investment Score for ZIP 40162

D
Monthly Rent (2BR)
$1,200
Median Price (2BR)
$158,509
1% Rule
0.76%
Annual Yield
9.08%

Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)

FY 2027 Fair Market Rent Rates

Unit Size Monthly FMR
Studio$940
1 Bedroom$940
2 Bedrooms$1,200
3 Bedrooms$1,650
4 Bedrooms$1,960
5 Bedrooms$2,274
6 Bedrooms$2,547
7 Bedrooms$2,751
8 Bedrooms$2,889

Investment Analysis by Bedroom Size

Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)

Bedrooms Monthly FMR Median Price 1% Rule Grade
2BR $1,200 $158,509 0.76% D
3BR $1,650 $306,833 0.54% F
4BR $1,960 $368,127 0.53% F

Demographics & Housing Statistics

U.S. Census Bureau data (2024)

Population
6,180
Median Household Income
$84,720
Housing Units
2,345
Renter Percentage
11.0%
Occupancy Rate
100.0%
Renter Occupied
257

With a Fair Market Rent (FMR) set at $850 for ZIP 40162 in Rineyville, KY, for fiscal year 2024, landlords can expect a competitive benchmark against which to price their units. The Census American Community Survey reports a market rent of $888, indicating that the local rental market slightly exceeds the government's fair market assessment. Given the median home value of $292,869, it's clear that homeownership is a significant factor in the area, but with a 11.0% renter share, there remains a notable demand for rental properties. Landlords should also note the median income of $84,720, which suggests that tenants have the financial stability to meet rental obligations. However, the lack of data on days on market (DOM) implies either limited turnover or a steady state where rentals are quickly filled once they become available. The 0.2% price-cut share further supports the idea that landlords rarely need to reduce their asking price, maintaining strong pricing power. In conclusion, the combination of a robust median income, a slight premium in market rent over FMR, and low price-cut share makes ZIP 40162 an attractive location for Section 8 participation, ensuring steady occupancy and compliance with housing standards.

Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).

About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.