Location: La Salle County, IL | Metro: La Salle County, IL
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $840 |
| 1 Bedroom | $920 |
| 2 Bedrooms | $1,200 |
| 3 Bedrooms | $1,560 |
| 4 Bedrooms | $1,930 |
| 5 Bedrooms | $2,239 |
| 6 Bedrooms | $2,508 |
| 7 Bedrooms | $2,709 |
| 8 Bedrooms | $2,844 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 2BR | $1,200 | $152,050 | 0.79% | D |
| 3BR | $1,560 | $232,903 | 0.67% | D |
| 4BR | $1,930 | $310,243 | 0.62% | D |
U.S. Census Bureau data (2024)
The market analysis for Section 8 investors targeting ZIP code 61341 in Marseilles, Illinois, reveals a favorable environment for cash flow generation. The HUD Fair Market Rent (FMR) for the area, set at $1,240 for FY 2026, significantly exceeds the average market rent of $1,050 reported by the Census Bureau's American Community Survey (ACS). This gap indicates that voucher tenants can cash flow at FMR rates, providing a stable and reliable income source for landlords.
To further understand the investment potential, consider the median home value of $210,925. By comparing this figure to the market rent, we derive a rent-to-price ratio of approximately 0.6%, suggesting that rental properties offer a better return compared to buying homes outright. However, it's important to note that the Days on Market (DOM) and the percentage of listings requiring price cuts are not available, which means we cannot make definitive conclusions about the rent-versus-buy dynamics in the area. Nevertheless, the strong cash flow potential remains evident.
The strongest investor angle in ZIP 61341 is undoubtedly the cash flow opportunity. Given the substantial difference between the HUD FMR and the actual market rent, landlords can expect consistent positive cash flows from their investments, making this an attractive option for small-portfolio investors looking for steady returns.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.