Location: Texas County, MO | Metro: Texas County, MO
Based on 1% Rule: A+ (≥1.5%) | A (≥1.2%) | B (≥1.0%) | C (≥0.8%) | D (≥0.6%) | F (<0.6%)
| Unit Size | Monthly FMR |
|---|---|
| Studio | $670 |
| 1 Bedroom | $740 |
| 2 Bedrooms | $960 |
| 3 Bedrooms | $1,280 |
| 4 Bedrooms | $1,610 |
| 5 Bedrooms | $1,868 |
| 6 Bedrooms | $2,092 |
| 7 Bedrooms | $2,259 |
| 8 Bedrooms | $2,372 |
Zillow median home prices vs Section 8 FMR rates (Data: 2026-08-31)
| Bedrooms | Monthly FMR | Median Price | 1% Rule | Grade |
|---|---|---|---|---|
| 3BR | $1,280 | $185,108 | 0.69% | D |
U.S. Census Bureau data (2024)
The classification of ZIP code 65555 hinges on its yield and stability metrics, which are critical for landlords and small-portfolio investors. The Fair Market Rent (FMR) for the metro area in fiscal year 2026 is set at $890, while the market rent for the same period is $702. This disparity indicates that there is potential for higher rental yields if properties can be rented closer to the metro FMR rather than the local market rate.
The median home value in this ZIP code stands at $195,264. When juxtaposed against the average monthly rent, this suggests that the property appreciation might offer additional value beyond rental income alone. However, the key to understanding the market's stability lies in the percentage of renters, which is 24.1%. This figure is relatively low, indicating a smaller pool of potential tenants and potentially higher vacancy rates compared to areas with a larger share of renters.
The median household income in ZIP 65555 is $43,631. This income level could impact the ability of residents to afford rents closer to the metro FMR, thereby affecting the actual rental rates landlords can achieve. Without a specific Days on Market (DOM) figure, it's challenging to gauge how quickly properties can be leased or re-leased, which is crucial for assessing market stability.
Given these figures, ZIP 65555 appears to be a market that offers moderate yield opportunities but with notable stability concerns. The gap between the metro FMR and the local market rent suggests that achieving the higher metro rent levels would be difficult without significant improvements or location-specific advantages. Additionally, the lower percentage of renters and the moderate median income imply that maintaining steady cash flow could be challenging due to the risk of higher vacancy rates and limited tenant affordability.
In conclusion, ZIP 65555 does not fit neatly into either a high-yield/low-stability flip-style market or a steady-cashflow zone. Instead, it represents a middle-ground scenario where landlords and investors must balance the potential for higher rental yields against the risks associated with tenant turnover and market conditions that may limit the ability to command premium rents.
Data Sources: FMR data from HUD (2027). Median home prices from Zillow (2026-08-31). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.