Location: Humboldt County, CA | Metro: Humboldt County, CA
| Unit Size | Monthly FMR |
|---|---|
| Studio | $1,050 |
| 1 Bedroom | $1,120 |
| 2 Bedrooms | $1,460 |
| 3 Bedrooms | $2,020 |
| 4 Bedrooms | $2,440 |
| 5 Bedrooms | $2,830 |
| 6 Bedrooms | $3,170 |
| 7 Bedrooms | $3,424 |
| 8 Bedrooms | $3,595 |
U.S. Census Bureau data (2024)
ZIP code 95547 in Humboldt County, CA, presents a unique profile when compared to typical ZIP codes within its metro area. The Fair Market Rent (FMR) for the fiscal year 2026 is set at $1,590, which is notably higher than the actual market rent of $860. This discrepancy suggests that properties in 95547 could be underpriced relative to the government's valuation standards, potentially making it an attractive location for landlords participating in the Section 8 program.
The median home value of $516,480 is significantly above the average for Humboldt County, indicating a higher cost of living or property investment potential. However, only 8.1% of residents are renters, which is lower than the typical renter share in many areas of Humboldt County. This low renter share contrasts with the high FMR and market rent figures, suggesting that while rental opportunities exist, they might not be as prevalent as in other parts of the county.
Given the specific figures, ZIP 95547 can be classified as a premium sub-market within its metro area due to its elevated home values. However, the relatively low renter share and the gap between FMR and market rent indicate that it is not necessarily a high-density rental area. Instead, it could be considered a value pocket for landlords who qualify for the Section 8 program, as they can potentially secure higher rents through the subsidy without facing the usual constraints of a highly competitive rental market.
Note the divergence where a ZIP code has a below-metro home value but a high renter share often signals a Section 8 sweet spot. In contrast, ZIP 95547 has a high home value and a lower-than-average renter share, which still makes it a valuable consideration for Section 8 landlords given the favorable pricing dynamics.
Data Sources: FMR data from HUD (2027). Demographics from U.S. Census (2024).
About FMR: Fair Market Rent (FMR) is used to determine payment standards for the Section 8 Housing Choice Voucher program, initial renewal rents for some expiring project-based Section 8 contracts, and rent ceilings for HOME Investment Partnerships.