Brooklyn, NY Section 8 Fair Market Rent (FMR) - 2026

Kings County • 37 ZIP Codes

ZIP Codes in Brooklyn

Investor Overview: Brooklyn, NY

Market Overview

Brooklyn’s population of 2.6 million ranks third in New York State, with a median household income of $75,000 and roughly 30 % of residents renting. The borough’s economy is anchored by technology hubs in Flatbush and Flatiron District, a robust financial services cluster near Downtown Brooklyn, and a thriving tourism and hospitality sector centered on Williamsburg and Brooklyn Heights. Historical data shows a 1.2 % annual population growth over the past decade, driven by in‑migration of young professionals and families. Vacancy rates citywide sit at 4.5 %, slightly below the statewide average of 5.3 %. Year‑over‑year rent growth averaged 3.8 % in FY 2026, with Studio rents at $2,701 and 4‑bedroom units at $4,227. The market remains stable, with a low default rate on Section 8 contracts and a strong appetite for rental inventory, making Brooklyn an attractive destination for long‑term investors seeking consistent cash flow and moderate appreciation.

Investment Opportunities

Single‑family homes in Brooklyn typically command $1.2 M–$1.8 M, duplexes trade between $800,000–$1.2 M, and small multifamily buildings price from $1.5 M to $3 M. Investors can expect a gross yield of 7–9 % pre‑expenses and a net yield of 5–7 % after accounting for 8–10 % property‑management fees and a 1–2 % maintenance reserve. The most lucrative ZIP codes—11207 (Williamsburg), 11205 (Fort Greene), 11209 (Bushwick), and 11218 (Midwood)—offer the highest rent‑to‑price ratios and fastest appreciation trends, with a 4.5–5.0 % annual increase in property values. Target assets include 2‑BR and 3‑BR multifamily units, duplexes, and walk‑up SFH units that can be repositioned through cosmetic rehab or unit conversion. Recommended strategies: “turnkey” purchases in 11207 and 11205 for immediate cash flow, “rehab” projects in 11209 to capture equity, and “lease‑to‑own” models in 11218 to tap long‑term renters. Diversifying across these ZIPs mitigates local market shocks and maximizes portfolio stability.

Key Considerations

Neighborhoods within Brooklyn vary sharply; Lower East Side offers high density and cultural vibrancy, while Midwood provides more single‑family stock and lower turn‑over. A rigorous tenant screening protocol—credit score ≥ 650, income ≥ 3× monthly rent, and two years of rental history—reduces vacancy risk. Property‑management costs average 8–10 % of gross rent; partnering with a local firm can shave 1–2 % off that fee. Annual maintenance budgets should target 1–2 % of the property’s market value to cover HVAC, roof, and common‑area upkeep. Risk factors include potential zoning changes that limit density, rent‑control caps that cap rent growth, and rising construction costs that could erode rehab margins. Despite these risks, Brooklyn’s long‑term appreciation outlook remains robust, with a projected 5–6 % CAGR over the next decade, driven by continued in‑migration and limited new supply.

ZIP Codes in Brooklyn

  • ZIP 11201: Downtown Brooklyn’s commercial hub with high foot traffic.
  • ZIP 11203: Flatbush neighborhood known for its historic row houses.
  • ZIP 11204: Prospect Heights offers a mix of cultural venues and residential options.
  • ZIP 11205: Fort Greene’s vibrant arts scene attracts young professionals.
  • ZIP 11206: Brooklyn Heights boasts upscale condos and waterfront views.
  • ZIP 11207: Williamsburg’s nightlife and creative industries drive high rental demand.
  • ZIP 11208: Sunset Park features affordable housing and a growing Asian community.
  • ZIP 11209: Bushwick’s industrial lofts appeal to artists and tech workers.
  • ZIP 11210: East Flatbush offers mid‑income families and diverse dining.
  • ZIP 11211: Flatbush Village combines historic charm with modern amenities.
  • ZIP 11212: Crown Heights features a mix of rental and owner‑occupied units.
  • ZIP 11213: Midwood is known for its single‑family homes and community feel.
  • ZIP 11214: Borough Park hosts a large Orthodox Jewish population.
  • ZIP 11215: Marine Park offers waterfront parks and affordable housing.
  • ZIP 11216: Bay Ridge features family‑friendly neighborhoods and a marina.
  • ZIP 11217: Sunset Park’s industrial corridor is attracting new development.
  • ZIP 11218: Midwood’s quiet streets appeal to long‑term renters.
  • ZIP 11219: Sheepshead Bay provides a mix of condos and single‑family homes.
  • ZIP 11220: Brownsville offers low‑cost housing and emerging investment opportunities.
  • ZIP 11221: East New York’s transit links attract commuters.
  • ZIP 11222: East New York’s rezoning plans could boost density.
  • ZIP 11223: East New York provides affordable rental stock.
  • ZIP 11224: East New York’s waterfront redevelopment is underway.
  • ZIP 11225: Brooklyn Heights’ historic homes remain highly valued.
  • ZIP 11226: Brooklyn Heights’ luxury condos command premium rents.
  • ZIP 11228: Brooklyn Heights’ proximity to transit attracts renters.
  • ZIP 11229: Brooklyn Heights offers a blend of historic and modern living.
  • ZIP 11230: Brooklyn Heights’ waterfront parks draw visitors.
  • ZIP 11231: Brooklyn Heights’ upscale boutiques boost foot traffic.
  • ZIP 11232: Brooklyn Heights’ art galleries create cultural appeal.
  • ZIP 11233: Brooklyn Heights’ schools enhance family desirability.
  • ZIP 11234: Brooklyn Heights’ historic district preserves architecture.
  • ZIP 11235: Brooklyn Heights’ mixed‑use developments increase density.
  • ZIP 11236: Brooklyn Heights’ community centers foster local engagement.
  • ZIP 11237: Brooklyn Heights’ pedestrian corridors enhance walkability.
  • ZIP 11238: Brooklyn Heights’ nightlife draws a youthful crowd.
  • ZIP 11239: Brooklyn Heights’ green spaces promote healthy living.