Housing authoritiesFLPanama City Housing Authority
Panama City Housing Authority
Panama City Housing Authority is based in Panama City, Bay County, FL and administers 723 Section 8 vouchers and 460 public housing units.
HUD PHA code FL018. Program type: Combined. Households served: 879. Occupancy: 89%. ZIP codes served: 16.
Utility allowances
Monthly allowances for tenant-paid utilities (Apartment/Multi-Family), effective 2026-09-01. Rent plus these must fit under the payment standard.
| Utility | Studio | 1 bedroom | 2 bedroom | 3 bedroom | 4 bedroom |
|---|---|---|---|---|---|
| Electricity (Electric) | $43 | $49 | $55 | $62 | $68 |
| Natural Gas (Natural Gas) | $47 | $49 | $53 | $58 | $61 |
| Water | $24 | $33 | $42 | $51 | $60 |
| Sewer | $51 | $68 | $85 | $102 | $118 |
| Trash Collection | $43 | $43 | $43 | $43 | $43 |
Waiting lists
| Program | Status | Source |
|---|---|---|
| Housing Choice Voucher (Section 8) | Closed | Authority's page |
| Public housing | Closed | Authority's page |
As published on the authority's website when we last checked it. Confirm with the authority before applying.
Fair Market Rent by ZIP code (FY2027)
HUD Fair Market Rent for each ZIP code this authority serves. Each ZIP code links to its own rent page.
| ZIP code | Studio | 1 bedroom | 2 bedroom | 3 bedroom | 4 bedroom |
|---|---|---|---|---|---|
| 32401 | $1,290 | $1,340 | $1,520 | $1,960 | $2,430 |
| 32403 | $2,010 | $2,160 | $2,350 | $2,990 | $3,650 |
| 32404 | $1,340 | $1,440 | $1,570 | $2,000 | $2,440 |
| 32405 | $1,420 | $1,520 | $1,660 | $2,110 | $2,580 |
| 32407 | $1,800 | $1,930 | $2,100 | $2,670 | $3,260 |
| 32408 | $1,410 | $1,520 | $1,650 | $2,100 | $2,570 |
| 32409 | $1,290 | $1,340 | $1,520 | $1,960 | $2,430 |
| 32410 | $1,810 | $1,940 | $2,110 | $2,690 | $3,280 |
| 32413 | $1,590 | $1,710 | $1,860 | $2,370 | $2,890 |
| 32428 | $1,290 | $1,340 | $1,520 | $1,960 | $2,430 |
| 32437 | $1,290 | $1,340 | $1,520 | $1,960 | $2,430 |
| 32438 | $1,290 | $1,340 | $1,520 | $1,960 | $2,430 |
| 32444 | $1,470 | $1,580 | $1,720 | $2,190 | $2,670 |
| 32456 | $1,320 | $1,340 | $1,720 | $2,070 | $2,430 |
| 32462 | $1,290 | $1,340 | $1,520 | $1,960 | $2,430 |
| 32466 | $1,290 | $1,340 | $1,520 | $1,960 | $2,430 |
Source: HUD Small Area Fair Market Rents, FY2027.
Contact
Panama City Housing Authority
2315 Ruth Hentz Ave, Panama City, FL 32405
Phone: (850) 769-5278
Official website: panamacityhousing.org
Email updates
About Panama City Housing Authority
Overview
The Panama City Housing Authority operates 460 public housing units and administers 723 Section 8 vouchers, serving a total of 879 households. With an occupancy rate of 89%, the authority offers a combined program, providing both rental assistance and affordable housing options to the community.
Scale and standing
The Panama City Housing Authority ranks first among the two authorities serving the same ZIP codes in the area. It holds the 37th position in the state of Florida in terms of the number of Section 8 vouchers administered, out of 76 authorities with voucher programs. For comparison, the Housing Authority of Springfield, a peer authority, administers 452 Section 8 vouchers.
Rent standards in the area it covers
The two-bedroom Fair Market Rent (FMR) in the area ranges from $1,450 to $2,290, with an average of $1,704. This is slightly below the state average of $1,895. The highest FMR for a two-bedroom unit is found in ZIP code 32403 at $2,290, while the lowest is in ZIP code 32428 at $1,450.
Cities served
Section 8 Fair Market Rent by city in this authority's jurisdiction.
Other housing authorities serving these ZIP codes
Multiple authorities administer vouchers across the same area.
- Housing Authority of SpringfieldPanama City, FL, 452 vouchers
Source: US HUD Public Housing Authority data; Fair Market Rent FY2027. This is an independent reference page, not the authority's own site.