HUD publishes Fair Market Rent for 2,050 ZIP codes across 39 HUD FMR areas in NY. Two-bedroom FMR ranges from $1,010 to $4,460.
| Bedrooms | Average FY2027 FMR |
|---|---|
| Studio | $1,504 |
| 1 bedroom | $1,636 |
| 2 bedroom | $1,928 |
| 3 bedroom | $2,420 |
| 4 bedroom | $2,661 |
Across the 2,050 NY ZIP codes present in both years, the average two-bedroom Fair Market Rent increased from $1,887 to $1,928, a change of +$41 (+2.2%). Payment standards follow FMR, so an increase generally raises the ceiling a voucher can cover in NY.
NY is divided into 39 HUD FMR areas. Each sets its own rent standard, so the ceiling a voucher can cover changes depending on which area a unit sits in.
| FMR Area | ZIP Codes | Avg 2BR | 2BR Range |
|---|---|---|---|
| New York | 410 | $3,330 | $2,620 - $4,460 |
| Nassau-Suffolk | 181 | $2,843 | $2,480 - $4,030 |
| Kiryas Joel-Poughkeepsie-Newburgh | 81 | $2,183 | $1,790 - $3,010 |
| Kingston | 48 | $1,991 | $1,640 - $2,820 |
| Albany-Schenectady-Troy | 113 | $1,738 | $1,540 - $2,570 |
| Ithaca | 13 | $1,703 | $1,580 - $1,950 |
| Columbia County | 41 | $1,592 | $1,300 - $2,250 |
| Syracuse | 84 | $1,498 | $1,260 - $2,240 |
| Rochester | 121 | $1,484 | $1,210 - $2,130 |
| Sullivan County | 63 | $1,476 | $1,180 - $2,160 |
| Buffalo-Cheektowaga | 95 | $1,427 | $1,080 - $2,130 |
| Greene County | 43 | $1,415 | $1,240 - $1,750 |
| Seneca County | 14 | $1,396 | $1,210 - $1,660 |
| Schuyler County | 14 | $1,374 | $1,120 - $1,770 |
| Watertown-Fort Drum | 36 | $1,343 | $1,270 - $1,800 |
| Glens Falls | 47 | $1,337 | $1,220 - $1,560 |
| Hamilton County | 14 | $1,328 | $1,290 - $1,570 |
| Cayuga County | 28 | $1,328 | $1,020 - $1,930 |
| Elmira | 12 | $1,328 | $1,160 - $1,540 |
| Cortland County | 19 | $1,292 | $1,080 - $1,580 |
| Essex County | 35 | $1,270 | $1,070 - $1,760 |
| Delaware County | 34 | $1,266 | $1,010 - $1,880 |
| Otsego County | 48 | $1,254 | $1,110 - $1,550 |
| Yates County | 15 | $1,250 | $1,010 - $1,680 |
| Montgomery County | 17 | $1,249 | $1,010 - $1,540 |
| Genesee County | 17 | $1,236 | $1,010 - $1,480 |
| Binghamton | 33 | $1,236 | $1,010 - $1,610 |
| Utica-Rome | 68 | $1,216 | $1,060 - $1,610 |
| Clinton County | 20 | $1,205 | $1,130 - $1,810 |
| Lewis County | 23 | $1,157 | $1,010 - $1,560 |
| Chenango County | 19 | $1,145 | $1,010 - $1,570 |
| Fulton County | 6 | $1,140 | $1,040 - $1,540 |
| St. Lawrence County | 55 | $1,129 | $1,010 - $1,490 |
| Allegany County | 24 | $1,125 | $1,010 - $1,520 |
| Steuben County | 36 | $1,125 | $1,010 - $1,590 |
| Wyoming County | 28 | $1,122 | $1,010 - $1,420 |
| Chautauqua County | 40 | $1,094 | $1,010 - $1,520 |
| Franklin County | 22 | $1,071 | $1,010 - $1,190 |
| Cattaraugus County | 33 | $1,053 | $1,010 - $1,270 |
| ZIP | FMR Area | 2BR FMR |
|---|---|---|
| 11215 | New York | $4,460 |
| 10128 | New York | $4,460 |
| 10523 | New York | $4,460 |
| 11201 | New York | $4,460 |
| 10044 | New York | $4,460 |
| 10069 | New York | $4,460 |
| 10506 | New York | $4,460 |
| 10152 | New York | $4,460 |
| 10023 | New York | $4,460 |
| 10536 | New York | $4,460 |
| 10038 | New York | $4,460 |
| 10011 | New York | $4,460 |
| 10013 | New York | $4,460 |
| 10065 | New York | $4,460 |
| 10003 | New York | $4,460 |
| 10014 | New York | $4,460 |
| 10017 | New York | $4,460 |
| 10016 | New York | $4,460 |
| 10001 | New York | $4,460 |
| 10022 | New York | $4,460 |
| 10024 | New York | $4,460 |
| 10028 | New York | $4,460 |
| 10021 | New York | $4,460 |
| 10012 | New York | $4,460 |
| 11217 | New York | $4,460 |
| ZIP | FMR Area | 2BR FMR |
|---|---|---|
| 14753 | Cattaraugus County | $1,010 |
| 14766 | Cattaraugus County | $1,010 |
| 14731 | Cattaraugus County | $1,010 |
| 14751 | Cattaraugus County | $1,010 |
| 14755 | Cattaraugus County | $1,010 |
| 14719 | Cattaraugus County | $1,010 |
| 14717 | Allegany County | $1,010 |
| 14730 | Cattaraugus County | $1,010 |
| 14737 | Cattaraugus County | $1,010 |
| 14748 | Cattaraugus County | $1,010 |
| 14141 | Cattaraugus County | $1,010 |
| 14729 | Cattaraugus County | $1,010 |
| 14754 | Allegany County | $1,010 |
| 14171 | Cattaraugus County | $1,010 |
| 14707 | Allegany County | $1,010 |
| 13865 | Binghamton | $1,010 |
| 13797 | Binghamton | $1,010 |
| 14813 | Allegany County | $1,010 |
| 14070 | Cattaraugus County | $1,010 |
| 14895 | Allegany County | $1,010 |
| 14711 | Allegany County | $1,010 |
| 13826 | Binghamton | $1,010 |
| 14786 | Allegany County | $1,010 |
| 14745 | Allegany County | $1,010 |
| 14772 | Cattaraugus County | $1,010 |
Fair Market Rent is not what a family pays and not what the voucher pays. The housing authority sets a payment standard from it, normally 90% to 110% of FMR. How voucher amounts are calculated.
Source: US Department of Housing and Urban Development, FY2027 Fair Market Rents.
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